
Get the Auto Service You Need — Today, Not Tomorrow.
Koalafi’s lease-to-own financing gives busy families the freedom to handle unexpected vehicle repairs without draining their savings.
How It Works:
Apply in seconds — It's quick and simple. You'll get a decision fast and clear terms to review.
High approval, even with imperfect credit — Koalafi looks beyond credit scores to help more people get approved.
Manageable, predictable payments — Spread out repairs over 12–24 months, with the option to pay off early and save.
Why It Works for You:
No hidden fees or surprises — just straightforward, transparent financing.
Builds your credit when you pay on time — Koalafi reports your payment history to major bureaus.
Covers essential vehicle services — whether it’s brakes, alignments, or maintenance, you can get it done now and pay later.
Who qualifies for Koalafi financing?
Most customers do! Koalafi looks at more than just credit scores, so even if your credit isn’t perfect, you may still qualify. Applications are quick, decisions are fast, and you’ll know right away if you’re approved.
Koalafi does perform a credit check as part of their application process. No credit needed does not imply no credit check.
You can take advantage of the early purchase option by calling Koalafi at (844) 937-8275 to set up additional payments within the promotional period (often 90 days, though this may vary based on the store & state). If you pay off within this period, then you will only owe the initial payment, purchase price, taxes, & associated fees as outlined in your lease agreement. You must make all payments on time to remain eligible for the promotional period.
Open Monday - Friday
7:30am - 6:00pm

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