Brakes • Alignments • Suspension • Maintenance — and more!
Koalafi – Flexible
Pay-Over-Time Financing
Get the Auto Service You Need — Today, Not Tomorrow.
Koalafi’s lease-to-own financing gives busy families the freedom to handle unexpected vehicle repairs without draining their savings.How It Works:
Apply in seconds — It's quick and simple. You'll get a decision fast and clear terms to review.
High approval, even with imperfect credit — Koalafi looks beyond credit scores to help more people get approved.
Manageable, predictable payments — Spread out repairs over 12–24 months, with the option to pay off early and save.
Why It Works for You:
No hidden fees or surprises — just straightforward, transparent financing.
Builds your credit when you pay on time — Koalafi reports your payment history to major bureaus.
Covers essential vehicle services — whether it’s brakes, alignments, or maintenance, you can get it done now and pay later.
Who qualifies for Koalafi financing?
Most customers do! Koalafi looks at more than just credit scores, so even if your credit isn’t perfect, you may still qualify. Applications are quick, decisions are fast, and you’ll know right away if you’re approved.
Simply text "JGEAJ" to 844.223.8937 or click the link below!
Koalafi does perform a credit check as part of their application process. No credit needed does not imply no credit check.
You can take advantage of the early purchase option by calling Koalafi at (844) 937-8275 to set up additional payments within the promotional period (often 90 days, though this may vary based on the store & state). If you pay off within this period, then you will only owe the initial payment, purchase price, taxes, & associated fees as outlined in your lease agreement. You must make all payments on time to remain eligible for the promotional period.
NAPA (Synchrony) Credit Card –
Premium Financing & Extended Warranty
6 Month Promotional Financing*
Qualify for no-interest financing on repair services of $199 or more.
Zero Annual Fee*** & Flexible Payments
Enjoy convenient monthly billing with no annual fees, plus access to exclusive Synchrony Car Care discounts.
Accepted Nationwide
Use it at over 1 million auto merchant locations—including gas stations**, repair shops, and parts stores—anywhere Synchrony is accepted.
Extend Your Warranty Coverage
Pay with your NAPA Credit Card, and your Peace of Mind Warranty stretches to 36 months / 36,000 miles—a full year longer than standard coverage.
*Subject to credit approval. Minimum monthly payments required. See store for details.
** For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.
***Gas purchases not eligible for promotional financing. Subject to credit approval. Valid everywhere Synchrony Car Care is accepted in the U.S. & Puerto Rico
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